Day: November 13, 2025
A Market on the Brink: Shock of November 2025
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The U.S. stock market is in the midst of a violent and sudden convulsion. On November 13, 2025, major indices are plummeting, reversing a period of record-setting euphoria with alarming speed. This is not a random fluctuation. It is the crystallization of a perfect storm, a confluence of three powerful…
The 50-Year Mortgage: An Affordable Dream or a Generational Debt Trap?
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In the ongoing quest to solve America’s housing affordability crisis, a new and controversial proposal has entered the national conversation: the 50-year mortgage. As median home prices remain stubbornly high and interest rates hover well above their pandemic-era lows, the standard 30-year mortgage—once the bedrock of American wealth creation—is pushing…